Moist Tender Banana Bread

Featured in: Oven-Made Comforts

This classic banana bread delivers a moist, tender crumb perfect for breakfast or snacking. Ripe bananas provide natural sweetness while creamed butter and sugar create a light, fluffy texture. The beauty of this loaf lies in its versatility—fold in chocolate chips for indulgence or chopped walnuts and pecans for nutty crunch, or skip the add-ins entirely for pure banana flavor.

Bake for about an hour until a toothpick comes clean from the center. The loaf yields approximately 10 generous slices and stores well for several days, making it ideal for meal prep.

Updated on Sat, 17 Jan 2026 15:32:00 GMT
Freshly baked banana bread with chocolate chips on a wooden board, sliced to show its moist interior. Pin It
Freshly baked banana bread with chocolate chips on a wooden board, sliced to show its moist interior. | happysfenj.com

My neighbor knocked on the door one Saturday morning holding three brown bananas she'd forgotten about. She looked almost apologetic, but I lit up because those spotty, soft bananas are exactly what banana bread dreams are made of. An hour later, the smell drifting from my oven had her back at my door, and we sat with warm slices and coffee, laughing about how the best recipes start with near-mishaps. That loaf disappeared faster than any I'd baked before.

I started making this on Sunday evenings when the week ahead felt long. There's something grounding about mashing bananas with a fork, watching them break down into sweet, fragrant pulp. My kids would hover nearby, hoping for batter on the spoon, and we'd talk about small things while the oven worked its magic. It became less about the bread itself and more about the ritual, the slowdown, the way the house felt a little warmer when that loaf came out golden and cracked on top.

Ingredients

  • All-purpose flour: The backbone of the loaf, giving it structure without making it heavy or dense.
  • Baking soda: This is what makes the bread rise and stay tender, so don't skip it or substitute with baking powder.
  • Salt: Just a pinch balances all the sweetness and keeps the flavor from going flat.
  • Unsalted butter: Softened butter creams beautifully with sugar and adds richness, if you use salted, cut the added salt in half.
  • Granulated sugar: White sugar gives a clean sweetness, but brown sugar will add a deeper, almost caramel note if you're feeling adventurous.
  • Eggs: They bind everything together and add moisture, make sure they're at room temperature so they blend smoothly.
  • Vanilla extract: A teaspoon might seem small, but it rounds out the banana flavor and makes the whole loaf smell like a hug.
  • Ripe bananas: The browner and spottier, the better, that's when their sugars are concentrated and their flavor is at its peak.
  • Chocolate chips: Optional but wonderful, they melt into pockets of sweetness that surprise you in every slice.
  • Chopped walnuts or pecans: They add a toasty crunch and a bit of earthiness that plays beautifully against the soft crumb.

Instructions

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Prep your oven and pan:
Set your oven to 350°F and give your loaf pan a good greasing, or line it with parchment for easy removal later. This step saves you from a stuck loaf and a lot of frustration.
Whisk the dry ingredients:
Combine your flour, baking soda, and salt in a bowl and set it aside. Whisking them together now means they'll distribute evenly and you won't get pockets of baking soda.
Cream butter and sugar:
Beat them together until the mixture is pale and fluffy, this takes a few minutes but it's worth it for a lighter crumb. You'll see the texture change as air gets worked in.
Add eggs and vanilla:
Crack in one egg, beat it in, then add the second, followed by the vanilla. The batter will look smooth and glossy at this point.
Fold in mashed bananas:
Stir the bananas into the wet mixture until everything is combined and fragrant. The batter will loosen up and take on that unmistakable banana bread smell.
Combine wet and dry gently:
Add your dry ingredients to the banana mixture and stir just until no streaks of flour remain. Overmixing here leads to tough bread, so a light hand is your friend.
Stir in your add-ins:
If you're using chocolate chips or nuts, fold them in now with a spatula. Distribute them evenly so every slice gets a little surprise.
Pour and smooth the batter:
Scrape the batter into your prepared pan and smooth the top with a spatula. It should fill the pan about two-thirds of the way.
Bake until golden:
Slide the pan into the oven and bake for 55 to 65 minutes, checking with a toothpick at the 55-minute mark. When it comes out clean or with just a few crumbs, you're done.
Cool before slicing:
Let the loaf rest in the pan for 10 minutes, then turn it out onto a wire rack. Cutting it while it's still warm will make it crumbly, so patience pays off here.
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Dries dishes, utensils, and cookware neatly after cooking, keeping your countertop organized and clutter free.
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Warm banana bread with chopped walnuts and honey drizzle, served on a rustic plate for breakfast. Pin It
Warm banana bread with chopped walnuts and honey drizzle, served on a rustic plate for breakfast. | happysfenj.com

One morning I brought a loaf to a friend who'd just had a baby. She teared up a little, not because the bread was fancy, but because it was warm and homemade and showed up exactly when she needed something simple and kind. We sat in her messy living room, her baby asleep on her chest, and ate thick slices with butter. She told me later she froze half of it and pulled out slices on hard mornings, and that made me love this recipe even more.

How to Store and Freeze

Wrap the cooled loaf tightly in plastic wrap or foil and keep it on the counter for up to three days, it actually tastes better the next day when the flavors settle. For longer storage, slice it up, wrap each piece individually, and freeze them in a zip-top bag. You can pull out a slice whenever you want and toast it straight from frozen, and it tastes like you just baked it.

Swaps and Substitutions

If you don't have butter, coconut oil works beautifully and adds a subtle tropical note. You can swap the white sugar for brown sugar to get a deeper, molasses-like sweetness, or use half of each for balance. Greek yogurt or sour cream can replace one of the bananas if you want extra tang and moisture, and whole wheat flour can stand in for half the all-purpose if you're after a heartier loaf.

Serving Suggestions

This bread is perfect on its own, but it's even better with a smear of salted butter while it's still warm. Drizzle honey or maple syrup over a toasted slice for breakfast, or serve it alongside vanilla ice cream for an easy dessert. I've even made French toast out of day-old slices, and it was one of those happy accidents that became a weekend tradition.

  • Toast a slice and top it with almond butter and sliced strawberries for a quick breakfast.
  • Warm it gently and serve it with whipped cream and a sprinkle of cinnamon.
  • Crumble leftover bread over yogurt or oatmeal for added sweetness and texture.
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Golden-brown banana bread loaf in a pan, highlighted with a few chocolate chips and ripe bananas nearby. Pin It
Golden-brown banana bread loaf in a pan, highlighted with a few chocolate chips and ripe bananas nearby. | happysfenj.com

This banana bread has shown up at more moments in my life than I can count, and it never feels ordinary. I hope it finds a place in your kitchen, too, and becomes the thing you make when you want to slow down or share something warm.

Recipe FAQs

How do I know when the banana bread is fully baked?

Insert a toothpick into the center of the loaf. It should come out clean or with just a few moist crumbs. If it has wet batter clinging to it, bake for another 5 minutes and test again.

Can I use frozen bananas for this loaf?

Yes, frozen bananas work well. Thaw them completely and drain excess liquid before mashing. Frozen bananas are often sweeter, so you may want to reduce the sugar slightly.

What's the best way to soften butter quickly?

Cut butter into small cubes and let sit at room temperature for 15-20 minutes. Alternatively, place it in a warm bowl or use the defrost setting on a microwave in short 10-second intervals.

Can I substitute all-purpose flour with whole wheat flour?

You can use up to 50% whole wheat flour without major changes. Using 100% whole wheat will result in a denser, nuttier loaf. You may need to add slightly more liquid to compensate.

How should I store leftover banana bread?

Wrap cooled loaf tightly in plastic wrap or store in an airtight container at room temperature for up to 3 days. For longer storage, wrap and freeze for up to 3 months. Thaw at room temperature before serving.

Why is my banana bread dense or dry?

Overmixing the batter develops gluten, creating density. Mix just until combined. Overbaking dries out the loaf—use the toothpick test. Ensure bananas are ripe and properly mashed for moisture.

Moist Tender Banana Bread

Tender, moist banana bread featuring customizable options with chocolate chips or nuts for breakfast or anytime snacking.

Prep Time
15 minutes
Time to Cook
60 minutes
Overall Time
75 minutes
Created by Lily Hudson

Recipe Type Oven-Made Comforts

Skill Level Easy

Cuisine Type American

Makes 10 Number of Servings

Diet Preferences Vegetarian Option

What You Need

Dry Ingredients

01 2 cups all-purpose flour
02 1 teaspoon baking soda
03 1/2 teaspoon salt

Wet Ingredients

01 1/2 cup unsalted butter, softened
02 3/4 cup granulated sugar
03 2 large eggs
04 1 teaspoon vanilla extract

Fruit

01 3 ripe bananas, mashed

Optional Add-Ins

01 3/4 cup chocolate chips or 3/4 cup chopped walnuts

Step-by-Step

Step 01

Prepare Pan and Preheat Oven: Preheat oven to 350°F. Grease and flour a 9x5-inch loaf pan or line with parchment paper.

Step 02

Combine Dry Ingredients: In a medium bowl, whisk together flour, baking soda, and salt. Set aside.

Step 03

Cream Butter and Sugar: In a large bowl, cream the butter and sugar together until light and fluffy.

Step 04

Incorporate Eggs and Vanilla: Beat in eggs one at a time, then stir in vanilla extract until fully incorporated.

Step 05

Add Mashed Bananas: Mix in the mashed bananas until well combined.

Step 06

Combine Wet and Dry Ingredients: Gradually add the dry ingredients to the wet mixture, mixing gently until just combined.

Step 07

Fold in Optional Ingredients: Fold in chocolate chips or nuts if using.

Step 08

Transfer to Pan: Pour the batter into the prepared loaf pan and smooth the top.

Step 09

Bake: Bake for 55 to 65 minutes, or until a toothpick inserted into the center comes out clean.

Step 10

Cool: Let cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.

Tools Needed

  • Mixing bowls
  • Electric mixer or whisk
  • 9x5-inch loaf pan
  • Measuring cups and spoons
  • Spatula

Allergy Details

Always check ingredients for allergens. Not sure? Ask your doctor.
  • Contains eggs
  • Contains wheat gluten
  • Contains dairy
  • May contain tree nuts if using walnuts or pecans
  • Chocolate chips may contain milk and soy allergens

Nutrition (per portion)

Numbers here are for information, not as health advice.
  • Caloric Value: 250
  • Fat Content: 10 g
  • Carbohydrates: 37 g
  • Protein Amount: 4 g